kublikhan wrote:I said your claim that insurance companies have made a recent change to their policies to start SCRAPPING EVs with damaged batteries was made up. And I stand by that.
Thats utter nonsense.
Again, I can't tell if you are being dishonest or if you just don't understand what you are reading.
First of all, this isn't my claim.
This is the claim of reporter after reporter after automotive expert after reporter in article after article about this problem. I read those articles, and like a normal person (which perhaps you aren't) I took note when the reporters and experts cited in those new articles all say this is a new problem.
EVs are exploding in popularity now and shouldn't be a surprise that new problems are appearing with the spread of this new technology. This happens with all new technologies.
AND there have been a spate of recent news articles about this problem, several of which I linked to and quoted, AND ALL THESE ARTICLES SAY this is a new problem.
AND since I know you have problems with reading comprehension, I tried to make this clear for you by directly quoting, with the quote highlighted IN LARGE AND BOLD FONT so you couldn't miss it, a recognized expert in automotive risk analyses saying that this was a "WHOLE NEW PROBLEM."
Did you miss somehow miss all that?
Really....you need to get a grip. We're all just having a conversation here. Your personal attacks on me or on other posters isn't conducive to friendly discussion. It turns out that you and I and other people can actually all have different opinions about things. And it's not the end of the world......thats just how things are.
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OK.....hopefully we are past that..... now here's another "new" issue that these article raise......because the insurers have decided not to insure EVs after even minor accidents, insuring EVs is becoming more expensive then insuring comparable ICE vehicles.
AND PLEASE NOTE....THIS IS THE NEWS REPORTS I LINKED TO ABOVE SAY. (Jeez....its so boring having to explain the most basic and obvious things to people who should know these things without having it explained to them........but ok.......some people need everything explained to them.........)
So back to the insurance cost problem with EVs. LETS do a thought experiment......imagine a month old EV and a month old ICE vehicle both get in minor accidents.....the Ice vehicle gets repaired for, say, $5000, which the insurance company finds acceptable, and the ICE car gets repaired and continues on down the road for another 10 years but the insurance company says it won't insure the EV because the minor accident might make it more likely to spontaneously combust, and the whole $75,000 EV gets scrapped and shredded.
It just seems outrageous to me that the EV gets scrapped after a minor accident. Its almost crazy. There is the massive waste of money and materials and the huge carbon production that never gets offset when the EV gets shredded. But it doesn't stop there....the destruction of EVs after minor accidents will have an effect on the overall cost of driving all EVs by driving up insurance rates.
Obviously when the next EV owner try to get insurance coverage the insurance company is definitely going to charge that next driver a higher premium, because their data will show a significantly greater risk of the entire EV being scrapped and shredded after even a minor accident.
EV insurance rates are going to be HIGHER then those for comparable EVs because insurance companies won't pay for repairs on EVs that get in minor accidents due to an increased likelihood of spontaneous combustion
Cheers!