Pops wrote:According to the Kaiser calculator at around $24k income, I'll qualify for a $9-10k subsidy - that's 100% on a "bronze" plan, which is great as far as it goes, preventative, emergency hospitalization, etc. I'm a 57-Y0 non-smoker, both DW & I have pre-existings & we live in SW MO, about as poor a risk area as Mississippi so I'm not sure about the cost of the higher benefit plans.
Pops wrote:Thanks for the link VM.
Keep in mind that the premium is affected by age so a 64 year old person could pay up to 3x what the 27 year old will pay - also the smoker pays more as well. There is a chart on the second page here showing the age "curve".
I'm guessing the price for a "Couples Premium" is for 21-27 Y/O couple so if the premium on the spreadsheet is $500 and the couple is 57, the premium would be approximately 2.5x higher - $1,250.
vision-master wrote:Pops wrote:Thanks for the link VM.
Keep in mind that the premium is affected by age so a 64 year old person could pay up to 3x what the 27 year old will pay - also the smoker pays more as well. There is a chart on the second page here showing the age "curve".
I'm guessing the price for a "Couples Premium" is for 21-27 Y/O couple so if the premium on the spreadsheet is $500 and the couple is 57, the premium would be approximately 2.5x higher - $1,250.
How are average people going to pay for this? I'm thinking most young people will ignore ACA and the filing of Federal Taxes, aka 1040.
My big gripe about ACA is that it does nothing to address the underlying problem of healthcare costs from the providers standpoint. As long as you have the above excuse the powerful insurance, medical and legal lobbies will always have a reason to keep rates unrealistically high.
vision-master wrote:My big gripe about ACA is that it does nothing to address the underlying problem of healthcare costs from the providers standpoint. As long as you have the above excuse the powerful insurance, medical and legal lobbies will always have a reason to keep rates unrealistically high.
I'm thinking, what needs to happen is Obamacare falls flat on it's face, maybe then providers will understand the whole system must change and the greed will have to go away, if they want to stay in business.
vision-master wrote:an RN's make $80,000 year - poor nurses.
What do specialists make - $300,000 + year.
vision-master wrote:Pops wrote:Thanks for the link VM.
Keep in mind that the premium is affected by age so a 64 year old person could pay up to 3x what the 27 year old will pay - also the smoker pays more as well. There is a chart on the second page here showing the age "curve".
I'm guessing the price for a "Couples Premium" is for 21-27 Y/O couple so if the premium on the spreadsheet is $500 and the couple is 57, the premium would be approximately 2.5x higher - $1,250.
How are average people going to pay for this? I'm thinking most young people will ignore ACA and the filing of Federal Taxes, aka 1040.
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